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Remortgaging

A third of UK homes are remortgaged to reduce costs or meet other needs

Homeowners should shop around

We are used to shopping around for various deals that will stretch our monthly income further; and let’s not forget a mortgage is our biggest financial commitment. So it makes sense to review the largest household debt at the end of each contract, which is usually a two, three or five-year term. People switching lenders often secure a better rate, are able to borrow more, or benefit from a more flexible mortgage that offers early repayment. However, it’s worth researching, as some lenders won’t take on mortgages below £25k or offer loans if there is too little equity in the property. Talk to us today

Understanding your lifelong needs

We know you want to be certain that you are putting your trust and the biggest investment of your life in the hands of the experts. That is why we invest in lifelong relationships and make sure we understand your needs through every property milestone. Being regulated by the Council of Licensed Conveyancers, our experienced team deal with all the legal aspects of the remortgaging process. We liaise with your current lender to notify them you wish to pay off your existing mortgage, and replace the old lender with your new lender on the title deeds with the Land registry. Discuss remortgaging

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